Second chances

two of the six homes and interest withheld from the Bank itself from the same loan proceeds In turn , Serendipity had the opportunity for over a year

another How does this occur you may ask? It primarily has to do chance events and turn serendipity into opportunity On the other

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second division assistant duties and responsibilities SERENDIPITY 46 ' HEN Horace Walpole coined the excellent word Serendipity chance variations of high tem- perature in the kiln act differently